California Construction Loans
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1 - 3 3/1 ARM, 1year ARM or
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loans for land with mobile home for people with bad credit?

February 12th, 2011

My mom is looking to get almost an acre of land with 2 mobile homes on it for 25,000$ but she has really bad credit. She just got on disability so she does have an income. Does anyone knoe of any way that she could get a loan for the land?

No, the micro loan makes it harder. Loans that small are usually personal loans, not mortgages. She has to pay cash or obtain a personal loan.

Popularity: 1% [?]

Who is providing construction loans to build first home?

February 12th, 2011

I’ve been approved for a mortgage loan but need a construction loan to build a home.
In Texas. Great fica score 840 or higher. Have enough money in the bank. Have tried builder contact, waiting since month ago. A big lending company on-line bluntly told me that he didn’t know of any bank that was offering construction loans because of the way things are with the economy right now?

what Col Kurtz didn’t mention is that when you pay retail to a direct lender you end up with a higher rate and the lender gets more on the back end then a broker would, it’s called SRP or service release premium.

Here’s another little fact/difference.

The brokers yield spread premium has to be disclosed on the HUD1 settlement statement but the bank does not have to disclose their premium.

Popularity: 1% [?]

What kind of loans are there to pay for remodeling a new home?

February 12th, 2011

A HELOC is only for people who already own and have paid off part of their mortgage, right?

We have not yet purchased a home, and we want to apply for a loan for remodeling costs (house needs structural repair.)

We don’t have any of our own money to do the extensive work required. We are prepared to offer a very very low amount for the house, but don’t know how to find funding to do the repairs.

(Don’t tell me to NOT buy the house. I know that is always an option.)

The only option would be an unsecured personal loan. If you don’t have the money, you shouldn’t be buying the house.

Popularity: 1% [?]

give information abt share agreement bwn land owner and builder?

February 12th, 2011

i am planning to buy flat in bangalore. when i verified all documents, i came to know that the agreement which has share (50% and 50%) bwn land owner and builder has been registered. But the agreement which has exact share(which flat belongs to whom ) is not registered. is this agreement also need to be registered?

The exact sharing between builder and owner will be mutually agreed and will not be registered generally.

Check up with builder and ask him to declare the particular flat is in his share in the document.

Popularity: 1% [?]

Loan against real estate question…?

February 12th, 2011

My mother has a house in California that was transferred to my brother and I. The house had a remaining mortgage of about 30K. Shortly after it was transfered my brother asked if he could take a loan out against it to complete the construction of his business. Since this time my brother and I do not get along very well. I know that I should have never let him borrow the money against it. However, I would like to know what can I do to 1. Either remove my name from the house 2. Get the loan unattached from the house 3. other advise?
Thanks.

1. Removing your name from the house will not remove your liability from the loan (if you signed the promissory note).

2. You cannot get the loan detached from the property; it was used as collateral to repay the loan. You cannot suddenly decide to remove the collateral.

If your name is not on the loan, then you don’t have as much to worry about. But since you "allowed" him to borrow against he equity, I’m assuming you signed your name on it too. You had to have assigned some liability on your behalf; unless the property was held in a trust or estate and isn’t in your name specifically.

The solution depends on how much the house is worth in today’s market and if there is any equity left in the house after both loans are factored in. If there isn’t any, you should be able to sign a quit-claim deed giving the property to your brother and absolving your interest/liability. If there is, you should be able to obtain your rightful share of equity, such as through a court-ordered sale. You would have to initiate that process. But since I’m not an attorney, I cannot give you legal advice. You really need to speak to a lawyer about this.

Popularity: 1% [?]

Faulkner USA Turnkey Construction Services

July 29th, 2010

image.out?imageId=media v196291727pFAKTWA1262972436 Faulkner USA Turnkey Construction Serviceshttp://www.faulkner-usa-projects.com Faulkner USA is a leading construction company based out of Austin, Texas. Faulkner USA has achieved worldwide recognition as a leader in the field of construction design and boast a massive portfolio of projects.

Duration : 34 sec

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WATCH VIDEO – Home Mortgage Loans UK

July 29th, 2010

image.out?imageId=media v193710183kH3pZgY1258289744Med WATCH VIDEO   Home Mortgage Loans UK http://www.themortgagehotline.co.uk Home Mortgage Loans UK – WATCH VIDEO – looking for a home mortgage loan well we have over 16 years experience in helping people just like you find the home mortgage loan saving them a lot of time effort and money. It cost you nothing to talk to us about a home mortgage loan available for you, but it will save you a lot of time, effort and money. So we can help you find the best home mortgage loan for you FREE phone us now FREEPHONE 08000 372 372 we are here to answer all of your questions about morgages and what is the Best Home Mortgage Loan for you – and its FREE Home Mortgage Loans UK Video at The Mortage Hotline Remortgage Advice UK video http://www.themortgagehotline.co.uk – or FREEPHONE 08000 372 372 home mortgage loans, home, mortgage, UK, loan, advice, morgage, mortage, deal, find, free, compare, video, uk, remortgage

Duration : 59 sec

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Owner Financed Mobile Home in Saint Cloud. 3249 Anthony

July 29th, 2010

image.out?imageId=media v179891908KtrEsXH1236905916Med Owner Financed Mobile Home in Saint Cloud.  3249 AnthonyOwner Financed Mobile Home in Saint Cloud. 2 Bedroom, 2 Bath for only $200-300 per month. Family park only minutes from the Orlando Airport and Lake Nona. The community has access to East Lake Toho, as well a swimming pool. Call 407-329-4480

Duration : 1 min 16 sec

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HomeTek Kitchen Remodeling Jackson TN

July 29th, 2010

image.out?imageId=media v18462577MMJ7nhP41242236402 HomeTek Kitchen Remodeling Jackson TNKitchen remodeling advice for home owners looking to get their kitchens remodeled in Jackson Tn Distributed by Tubemogul.

Duration : 1 min 30 sec

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Popularity: 4% [?]

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Video Secured Company Loans UK Video

July 29th, 2010

image.out?imageId=media v193586108t9KpJ631258045662Med Video Secured Company Loans UK Video http://www.themortgagehotline.co.uk Secured Company Loans UK Video looking for a secured loan well we have over 16 years experience in helping people just like you find the right secured loan It costs you nothing to talk to us about the range of secured loans available to you, but it will save you a lot of time, effort and money. So we can help you find the best secured loan for you FREE phone us now FREEPHONE 08000 372 372 we are here to answer all of your questions about secured loans, and to help you apply for and arrange your new secured loan. What is the Best Secured Loan for you – Its FREE to find out and to Compare Secured Loan Rates and get the Secured Loan Advice that you are looking for at The Mortgage Hotline Secured Company Loans UK Video http://www.themortgagehotline.co.uk – or FREEPHONE 08000 372 372 secured, loan, loans, company, rates, UK, advice, deal, find, free, video, compare, apply, arrange, application

Duration : 1 min 7 sec

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Popularity: 3% [?]

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