Nationwide Construction Loans
Have a construction loan question
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Which loan is right for me?
Years
in the house		 Recommended Program
1 - 3 3/1 ARM, 1year ARM or
6 month ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 year fixed or
15 year fixed

Equity Based Construction Loans

When Traditional Sources Can't Move Fast Enough

Outside the Box

All Types of Borrowers

  • Individuals, Corporations, LLCs, Partnerships, Trusts, Estates, etc.
  • Combine multiple borrowers in a single transaction.
  • Non-FICO driven.

All Types of Residential Property

  • 1-4 Units, 5+ Acres, vacation homes.
  • Owner builder, spec or custom home construction
  • Cross-collateralize on multiple properties for maximum loan amounts.
  • Subordinate liens O.K.

For Any Reason

  • Properties listed for sale.
  • Immediate acquisition of discounted properties.
  • Restructure debt, divorce or estate settlement
  • When banks can't or won't move fast enough.

Portfolio Lender

  • Creative approaches to non-bank lending.
  • No seasoning requirements or cash-out limitations.

Simple Application Process

  • Fax your 1003 and credit report

Fast Answers

  • Fast turnaround on expression of interest.

Setting the Standard for Equity Loans

Loan Amounts:$300,000 to $10,000,000
Loan to Value:Flexible
Interest Rates:9.99% to 11.99%
Fees:2 to 3.75 points
Loan Term:Up to 5 years
Lien Position:First
Prepayment Penalty:None

Nationwide Coverage

We help clients get equity based construction loan in all the 50 states of the United States including the states of California, New York, Texas, Florida, Pennsylvania, Washington, Virginia, North Carolina, and Georgia.
Request a Quote Today
Select your state
Hawaii Alaska Maryland Delaware New Jersey Maryland Delaware New Jersey Connecticut Rhode Island Massachusetts Connecticut Rhode Island Massachusetts Maine New Hampshire New Hampshire Vermont Vermont New York South Carolina North Carolina Virginia West Virginia Florida Georgia Alabama Mississippi Tennessee Pennsylvania Ohio Kentucky Indiana Illinois Louisiana Arkansas Missouri Iowa Texas Oklahoma Kanasas Nebraska South Dakota Colorado New Mexico Arizona Utah Wyoming Nevada California Construction Loans Michigan Wisconsin Minnesota North Dakota Montana Idaho Oregon Washington

STEP 1:
Receive Quotes From up to 4 Top Lenders in your area.

It's easy! Just complete the form and our home building specialist will call or email you up to 4 different quotes from the top lenders.
Type of construction project:
What is your estimated cost to build:

Nationwide Jumbo Construction Loans only provides loans above $417,000
Contact Information [* REQUIRED]
First Name*
Last Name*
Phone:*
Do You Own Land?
Estimated Credit Score?
Best time to call:

10 Construction Loans Misconceptions

A land purchase can easily be added into the construction loan.
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Construction loan rates are the same as all mortgages.
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You have to make a payment during construction.
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Construction loans are just as fast and easy to complete as any loan.
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Most banks allow owner builder.
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The largest lenders have the best rates and programs.
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No money down construction loans are easily available.
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All banks value construction loan projects the same way by appraised loan to value.
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Most loan officers are capable of providing a construction loan.
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Going directly to a bank is less expensive than working with a broker.
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