Nationwide Construction Loans
Have a construction loan question
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Which loan is right for me?
Years
in the house
Recommended Program
1 - 3 3/1 ARM, 1year ARM or
6 month ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 year fixed or
15 year fixed

Equity Based Construction Loans

When Traditional Sources Can't Move Fast Enough

Outside the Box

All Types of Borrowers

  • Individuals, Corporations, LLCs, Partnerships, Trusts, Estates, etc.
  • Combine multiple borrowers in a single transaction.
  • Non-FICO driven.

All Types of Residential Property

  • 1-4 Units, 5+ Acres, vacation homes.
  • Owner builder, spec or custom home construction
  • Cross-collateralize on multiple properties for maximum loan amounts.
  • Subordinate liens O.K.

For Any Reason

  • Properties listed for sale.
  • Immediate acquisition of discounted properties.
  • Restructure debt, divorce or estate settlement
  • When banks can't or won't move fast enough.

Portfolio Lender

  • Creative approaches to non-bank lending.
  • No seasoning requirements or cash-out limitations.

Simple Application Process

  • Fax your 1003 and credit report

Fast Answers

  • Fast turnaround on expression of interest.

Setting the Standard for Equity Loans

Loan Amounts:$300,000 to $10,000,000
Loan to Value:Flexible
Interest Rates:9.99% to 11.99%
Fees:2 to 3.75 points
Loan Term:Up to 5 years
Lien Position:First
Prepayment Penalty:None

Request a Quote Today
Select your state
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STEP 1:
Receive Quotes From up to 4 Top Lenders in your area.

It's easy! Just complete the form and our home building specialist will call or email you up to 4 different quotes from the top lenders.

Type of construction project:
What is your estimated cost to build:
$

Minimum Loan Amount $289,000

Contact Information [* REQUIRED]
First Name*
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Best time to call:

10 Construction Loans Misconceptions

A land purchase can easily be added into the construction loan.
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Construction loan rates are the same as all mortgages.
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You have to make a payment during construction.
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Construction loans are just as fast and easy to complete as any loan.
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Most banks allow owner builder.
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The largest lenders have the best rates and programs.
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No money down construction loans are easily available.
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All banks value construction loan projects the same way by appraised loan to value.
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Most loan officers are capable of providing a construction loan.
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Going directly to a bank is less expensive than working with a broker.
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