Nationwide Construction Loans
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Which loan is right for me?
Years
in the house		 Recommended Program
1 - 3 3/1 ARM, 1year ARM or
6 month ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 year fixed or
15 year fixed

Owner Builder Construction Loans

Owner builder construction loans are for families planning to be their own builder to save money. Owner builders are also qualified licensed builders or contractors that want a construction loan that allows them to be their own homebuilder.

Construction to Perm, Owner Builder with License.
If you are a licensed contractor in the home building business such as an electrician, plumber, framer, etc most of our best lenders/banks provide construction to perm loans for 30 year fixed, 3/1, 5/1, 7/1, and 10/1 ARM's.

The home that you are building will need to be your primary new home and to qualify as owner builder you must provide references and trade references.

Construction to Perm, Owner Builder with Supervisor.
This construction to perm construction loan allows you to qualify as owner builder if you hire a licensed contractor as your project manager on your new home. Our best lenders/banks provide construction to perm loans for 30 year fixed, 3/1, 5/1, 7/1, and 10/1 ARM's.

The above loans are available for qualifying as full documentation only. Call for details.

Nationwide Coverage

We help clients get owner builder construction loan in all the 50 states of the United States including the states of California, New York, Texas, Florida, Pennsylvania, Washington, Virginia, North Carolina, and Georgia.
Request a Quote Today
Select your state
Hawaii Alaska Maryland Delaware New Jersey Maryland Delaware New Jersey Connecticut Rhode Island Massachusetts Connecticut Rhode Island Massachusetts Maine New Hampshire New Hampshire Vermont Vermont New York South Carolina North Carolina Virginia West Virginia Florida Georgia Alabama Mississippi Tennessee Pennsylvania Ohio Kentucky Indiana Illinois Louisiana Arkansas Missouri Iowa Texas Oklahoma Kanasas Nebraska South Dakota Colorado New Mexico Arizona Utah Wyoming Nevada California Michigan Wisconsin Minnesota North Dakota Montana Idaho Oregon Washington

STEP 1:
Receive Quotes From up to 4 Top Lenders in your area.

It's easy! Just complete the form and our home building specialist will call or email you up to 4 different quotes from the top lenders.
Type of construction project:
What is your estimated cost to build:

Nationwide Jumbo Construction Loans only provides loans above $417,000
Contact Information [* REQUIRED]
First Name*
Last Name*
Phone:*
Do You Own Land?
Estimated Credit Score?
Best time to call:

10 Construction Loans Misconceptions

A land purchase can easily be added into the construction loan.
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Construction loan rates are the same as all mortgages.
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You have to make a payment during construction.
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Construction loans are just as fast and easy to complete as any loan.
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Most banks allow owner builder.
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The largest lenders have the best rates and programs.
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No money down construction loans are easily available.
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All banks value construction loan projects the same way by appraised loan to value.
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Most loan officers are capable of providing a construction loan.
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Going directly to a bank is less expensive than working with a broker.
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